TERMS OF USE
This web site (the "Site") and the materials and information on the Site are provided by MORTGAGES FOR ARKANSAS and may be used for informational purposes only. By using the Site, you represent that you have read and understand this legal agreement and agree to be bound by these terms and conditions. Furthermore, by using the Site, you represent that (i) you have the capacity to be bound by this legal agreement and (ii) if you are acting on behalf of a company or other entity, you have the authority to bind such company or entity. If you do not agree to these terms and conditions, do not use the Site or download any materials from the Site. MORTGAGES FOR ARKANSAS may amend or revise these terms and conditions at any time.

The Site is not a debt consolidation organization and receives no payment from consumers who use the site. A referral fee is paid by financial institutions for consumers that join their programs and services. The site is solely a marketing information clearinghouse for debt consolidation companies. All data are transmitted to affiliated companies. MORTGAGES FOR ARKANSAS owes no duty to the visitors of the Site.

Use of the Site is at your own risk. While MORTGAGES FOR ARKANSAS will use reasonable efforts to include accurate and up-to-date information on the Site, it makes no warranties or representations as to its accuracy. MORTGAGES FOR ARKANSAS is not liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, or use of the Site, including but not limited to computer viruses or data loss nor is MORTGAGES FOR ARKANSAS liable for any links to other web sites, including those owned or controlled by MORTGAGES FOR ARKANSAS or any of its affiliates. The Site contains links to third party sites for convenience purposes and are not under the control of MORTGAGES FOR ARKANSAS or affiliates. MORTGAGES FOR ARKANSAS does not make any representations and warranties, express or implied, regarding the content of any of these linked sites, and these links do not constitute or imply an endorsement or affiliation with respect to any third party, any third party's web site and web site content, or any products or services provided by a third party. MORTGAGES FOR ARKANSAS reserves the right to change or discontinue any aspect or feature of this web site at any time and without prior notice. This privacy policy is for Mortgages for Arkansas. It governs the web site at mortgagesforarkansas.com. If you have questions regarding the policy, you may contact us by mail at: MORTGAGES FOR ARKANSAS, 1
0 N. Shackleford Plaza, Suite 104 Little Rock, Arkansas 72211. You may contact us by e-mail at info@mortgagesforarkansas.com with any questions or concerns regarding our privacy policy.

PRIVACY STATEMENT 
The site maintains two groups of data. The first group, "Anonymous usage tracking," involves anonymous information generated by the HTTP protocol, your interaction with the page, any search terms, a tracking cookie, as well as information about your computer and the click stream data including the HTTP referrer, computer operating system, and web browser. This information is used by MORTGAGES FOR ARKANSAS to enable you to utilize the web site, enable us to administer the rise, analyze user behavior, and engage in user profiling and decision making. This information is anonymous and is not connected with your user information should you choose to enter it.

We collect the second group of data, "Collected lead information." This information includes your name, home contact information, contact information, relevant financial information, amd computer and the click stream data including the HTTP referrer, computer operating system, and web browser. This information will be used by affiliated companies, considered agents within the P3P specification, to contact you regarding debt consolidation services. By entering this information, you opt-in list to be contacted regarding debt consolidation. This is provided to affiliated debt consolidation companies to generate a quotation.

Our site makes use of cookies. Cookies are used for the following purposes: site administration, completing the user's current activity, pseudonymous analysis, pseudonym-based decision-making, and research and development. You may disable the cookie functions of your web browser.

MORTGAGES FOR ARKANSAS may disclose personal information when required by law or in the good-faith belief that such action is necessary in order to conform to the edicts of the law. This policy is reviewed by Mortgages for Arkansas from time to time.
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